Transparency is the foundation of trust in independent financial advice. Below you will find the official legal imprint for DAGG INVEST GmbH, our commitment to data privacy, and the terms governing our client engagements.
As a fee-only advisory firm based in Düsseldorf, Germany, our operations are subject to strict regulatory oversight. These documents reflect our operational reality: no commissions, no proprietary products, and a fiduciary duty to our clients' interests.
DAGG INVEST GmbH
Limited Liability Company under German Law
Grafenberger Allee 337 B
40235 Düsseldorf
Deutschland
Managing Director: [Full Name]
Individually authorized to represent the company.
Your financial data is among the most sensitive information you share. Our privacy framework is designed to minimize, protect, and grant you control over your information.
We collect only what is legally required for advisory services and tax compliance. You will never be asked for your tax ID number until you become a client.
All client portals, document repositories, and internal communications are hosted on servers physically located in the European Union (Frankfurt & Dublin).
For clients with US tax residency, data may be shared under the EU-U.S. Data Privacy Framework for necessary advisory functions only.
Our advisory relationship is built on clear, written agreements. Below are the key terms governing our services.
Past performance is not indicative of future results. All investments involve risk, including the possible loss of principal. We do not guarantee investment returns or outcomes. Projections shown in any document or presentation are hypothetical examples for illustrative purposes only.
You should review your portfolio with us regularly, especially if your personal circumstances or market conditions change.
Choosing an independent, fee-only advisor involves specific compromises. We are transparent about our limitations so you can make an informed choice.
Access to Private Placements
We generally avoid private equity, hedge funds, and private real estate due to fees, complexity, and lack of liquidity. Mitigation: We provide access to publicly traded alternatives and listed private equity funds where suitable.
Tax Optimization Focus
We are not tax consultants. Our strategies aim for tax efficiency but cannot provide personalized tax advice. Mitigation: We provide analysis for your tax professional and flag key cross-border implications (e.g., PFIC, CFC).
Product Breadth
We curate a limited universe of investment vehicles (predominantly UCITS, SFDR Article 8/9 funds). Mitigation: This focuses costs and aligns with our ESG stance; we maintain a rigorous selection process.
Minimum Asset Threshold
Our fee-only model requires a minimum portfolio size to be operational. Mitigation: We offer a one-time consultation for smaller investors to create a roadmap they can implement independently.
Review these criteria to assess if our model aligns with your needs.
Our team can direct you to the appropriate section or schedule a brief clarification call. We do not provide legal opinions but can clarify how our agreements and policies work in practice.